My wife has a bad habit of doing her grocery shopping late at night. It used to drive me nuts, because if she was gone more than a few hours I thought something had happened to her. And to top it all off, she would never answer her cell phone. There were a few times when I even loaded all the kids into the car and went looking for her, only to find her safely at the store. But then we got car breakdown cover, and now I don’t worry anymore. I know that there will always be someone available if she has any trouble. So instead of lying awake worrying, I can go to sleep.