My sister said that she had no clue her house payment would jump as much as it had when her interest rate adjusted.  She didn’t get paid for another week and a half, so what she did was go to a loan office and get a bad credit payday loan.  These loans are short term loans that help you out of a jam when you are in one, and they can truly be a godsend.  She paid her mortgage on time, including the increase, and then paid the loan back when she got paid.  She was a little short the following pay because of paying it back, but she at least got her mortgage paid on time.