I really think it is time for us to buy a house. We are going to be having our third child and it is getting harder to find apartments big enough for our family, and there aren’t a lot of houses for rent near where we want to live. How much of a down payment is necessary for buying a house? Is it possible to get one without a down payment? Where can I find out what sorts of mortgages Kitchener mortgage providers would be willing to give us? Do I need to call them all individually, or is there somewhere I can input my information and get lots of quotes?