I remember hearing so much about mortgage refinancing years ago that it made me sick. Well now there’s a new kid on the block, and it’s all spurred by the mortgage and housing crisis that’s going on right now. Loan modification may be a relatively new industry, but it’s already started paying big dividends for people who have used it to stop foreclosures and save their homes. There’s nothing more rewarding than saving a family who otherwise would be kicked out of their house. I have a lot of respect for the attorneys who do battle with the banks every day.