I being in the debt relief industry have seen people hurting right now like never before.  It has become so bad for such a large amount of people it is not funny.  Millions of American families have gotten hurt and are not in position to do anything about it in terms of getting ahead.  A good solution for these unfortunate people is to get rid of debt it needs to happen quickly.  Then these folks would have the money to start paying their mortgages on time and keep their homes.  They would also be able to then spend some money and help to stimulate the economy again.