What if you encounter personal injury, wrongful death, accident?  How do you know if you are at fault?  Only someone who truly knows the law can decipher if you are at fault or not.  Find yourself a qualified lawyer.  A lawyer will know the full extent of the laws that were created to protect you and your family.  Do not let others find you guilty of something that may not have been your wrong doing.  Let the lawyer cut through all the red tape and defend your rights.  Do not deal with these accusations alone, go through this with a qualified lawyer.