My sister is the big sister who is always smarter, prettier, and knows everything better than I do.  Funny, but I do not really resent her for this because she has all these gifts but keeps an air of humility about them.  She does not think she is anything special at all, and she will say that to any and every one out there.  She did over spend on a few vacations and got into an issue with some credit cards and loans from the bank.  She got into a Debt Relief program.  I am real proud of her because she now has a shiny and perfect credit ranking again.